How local law shapes access
Our legal posture is simple: your account must match your real details, transactions must be traceable, and access must follow the law that applies where you are. Eligibility depends on local law and is available where local law permits, including India regions we can support. The
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terms also explain how disputes are handled, why identity checks may be requested, and how wallet records connect to UPI, Paytm, PhonePe or Google Pay references. If a rule changes, we update this page and apply the version that fits the date of the account action.
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You should read the terms before you open an account, then return here when you need a policy answer. We keep legal wording practical so you can compare it with receipts, chats and account history without guessing what a clause means.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.